Your savings are never
in the bank's hands.
A real European IBAN for daily spending. An MPC-secured vault for your stablecoins. Two compartments — your savings and your spending never mix.
Everything a bank should be.
Nothing it shouldn't.
The Vault holds your savings. The spending account handles daily life. Neither one can raid the other.
Your savings, your keys.
Store EURe, USDC, and USDT in an MPC-secured vault. No KYC required. Cryvolt never holds your private key — not even a shard. Your savings never pay for your coffee.
- No KYC required to activate
- MPC custody via Privy — you hold a key shard
- EURe (Polygon) · USDC (Arbitrum) · USDT (Polygon)
- Deposit directly from any EVM wallet
Your IBAN. Your rules.
A real IBAN-backed EUR account for daily life. Receive your salary, pay bills, send money across 36 SEPA countries. Powered by Striga's EMI license — fully regulated.
- Dedicated IBAN per user
- SEPA & SEPA Instant transfers
- Incoming payments in < 2s
- Full transaction history
Virtual card. Instant control.
A Striga-issued virtual Mastercard linked to your spending balance. Freeze it, unfreeze it, set limits — all in one tap. Your vault is never exposed.
- Virtual Mastercard via Striga
- Freeze / unfreeze instantly
- Per-card spending limits
- Real-time transaction feed
7 assets. One portfolio.
BTC, ETH, USDC, USDT, SOL, MATIC, EURe — custodied by Striga, valued in EUR in real-time. Your crypto portfolio, always visible alongside your IBAN balance.
- 7 assets: BTC, ETH, USDC, USDT, SOL, MATIC, EURe
- Live prices via CoinGecko
- Deposit via QR address
- EUR equivalent portfolio view
Nobody else does this.
We checked.
We looked at every European fintech. Not one offers a real MPC vault with true separation from the spending account. This isn't a marketing claim — it's a structural gap.
| Platform | EU IBAN | Vault custody | MPC keys | Vault no KYC | EURe support | Real separation |
|---|---|---|---|---|---|---|
| Revolut | ||||||
| N26 | ||||||
| Crypto.com | ||||||
| Nexo | ||||||
| CryvoltUs |
Analysis based on publicly available product documentation as of Q1 2026. “Real separation” means vault assets are never co-mingled with spending balance or accessible by card transactions.
Your money is
yours.
Full stop.
Four independent security layers between the world and your funds. No single point of failure. No shortcuts. Built like a bank should be — not how most are.
MPC Custody · Striga
Crypto custody without a single point of failure.
Crypto assets are custodied via Striga's MPC infrastructure — private keys are never whole on any single server. Cryvolt never holds your keys. Ever.
PIN + Biometrics
Your PIN is hashed with argon2id (time:2, 64MB memory). Never stored in plaintext — ever. Biometric unlock via Face ID or fingerprint, backed by iOS Keychain and Android EncryptedSharedPreferences.
JWT + Rotating Tokens
Short-lived access tokens (15 min) paired with rotating refresh tokens stored as SHA-256 hashes. Every refresh invalidates the previous token. Session revoked instantly on PIN change.
KYC Gate + Velocity Limits
Every financial route is KYC-gated via Striga/Sumsub before activation. Transfer velocity controls enforce 4 sequential checks: per-transaction cap, 24h rolling, 7-day rolling, and new IBAN cooldown.
Double-Entry Ledger Engine
Every euro movement posts a balanced journal entry — debit equals credit, always. User funds are segregated into individual liability accounts. An immutable audit trail persists every transaction from day one. This is how real banks work internally.
The CRY in Cryvolt.
Not a crypto exchange. Not a custodial wallet buried in an app. A native crypto account — same app, same balance, same security layer as your EUR.
Total Value
€24,812.40
+€412 today (+1.68%)
BTC
Bitcoin
€89,420
+2.4%
ETH
Ethereum
€3,240
+1.8%
SOL
Solana
€182
+5.1%
USDC
USD Coin
€0.92
0.0%
USDT
Tether
€0.92
0.0%
MATIC
Polygon
€0.68
+3.2%
EURe
Monerium EUR
€1.00
0.0%
Deposit via QR
Every asset has a unique deposit address. Scan, send, done.
EUR Exchange Preview
See exactly what you get before you swap. 0.5% fee, no surprises.
Live Portfolio Valuation
CoinGecko prices, refreshed every 30 seconds. EUR equivalent always visible.
Striga Custody
Institutional-grade custody via Striga BaaS. Regulated, audited, insured.
The VOLT in Cryvolt
Volt-fast. Volt-secure.
“Volt” isn't just a name — it's the engineering promise. Instant SEPA rails for EUR. MPC custody for crypto. Speed and sovereignty together, never a trade-off.
The system is broken.
We fixed it.
Every year, millions of Europeans quietly lose money to inflation, exchange collapses, and banks that treat your savings as their working capital. This ends here.
3.4%
Average EU inflation 2024
Your savings in a 0% bank account lose value every single day.
$8.9B
Lost in FTX collapse
Users thought their funds were safe. They weren't. The exchange held the keys.
0
Competitors with real separation
Revolut, N26, Crypto.com — all pool your savings with your spending. All rehypothecate.
Inflation doesn't sleep.
EURe, USDC, and USDT are euro-pegged stablecoins — they don't lose purchasing power sitting in a bank's balance sheet. Your savings work for you, not against you.
Not your keys, not your coins.
MPC custody means your key shard lives on your device. Cryvolt can't access your vault. Privy can't access your vault. No single party can. This is how it should have always worked.
Separation is the product.
The vault and the spending account are two completely separate systems. A fraudulent card charge, a bank freeze, or even Cryvolt itself — none of it can touch your vault balance.
Your savings are never in the bank's hands. Not Cryvolt's hands. Not anyone's. This is how it should have always worked.
Cryvolt · Zero compromise. Absolute separation.
4
Security layers
3
Stablecoin assets
36
SEPA countries
Zero
KYC for vault
Join the first 50.
Shape Cryvolt.
We're onboarding a small, private group of early users. Not a mass launch — a curated beta. If we select you, you'll get full access before anyone else.
Coming soon on
Download on the
App Store
Get it on
Google Play
The app is in private beta. Early access users will be the first to receive the download link.